At present, due to the epidemic outbreak and quarantine measures, branches for banks and financial institutions are unable to operate. Hence, enabling financial services online and ensuring uninterrupted daily operations has become crucial.
Sunline’s Financial Cloud Services Platform enables banks and financial institutions operate normally via an all-online platform.
Scenario one
◆ How customers open an account during the epidemic outbreak?
◆ How customers make money from saving’s interest during the epidemic outbreak?
◆ How customers raise funds quickly for aid during the epidemic outbreak?
Digital Core
Sunline's distributed digital core allow banks and financial institutions offer online account opening, wealth management as well as business financing, allowing them to maintain uninterrupted daily operations. The entire operations run online, with technologies ensuring accurate identification and traceable process breakpoints provide intelligent services that are simple, secure and convenient.
Finline is a one-stop, seamless, convenient and intelligent financial platform for both banks and customers. With leading modeling and big data technologies, the intelligent platform allows banks to provide personalized products and services for their customer. Customers can perform online account opening, wealth management as well as financing while banks can achieve daily business – all in one platform!
Product Highlights
● Efficient and convenient anytime, anywhere
o 24x7 operation with fast and simple online operation to reduce labor costs for banks and financial institutions
● Safe and well-regulated
o Advanced identity verification tools to ensure the accuracy and security of customers’ information.
● Online at all times
o Full-online operations and zero-touch services without leaving home
Scenario Two
◆ How to perform financial distribution and services during the epidemic?
◆ How to quickly release new financial products for customers during the epidemic?
Product Distribution
Finline establishes a seamless open API connection banks and financial institution through its own mobile client portal. Like an online marketplace, multiple banks and financial institutions can promote their services including banking deposits, wealth management, funds, loans and credit cards on one platform, allowing customers to complete banking and financial services online without leaving the home.
Product Highlights
● Well-regulated autonomous shelves
o Banks can list and delist financial products and services independently and individual transactions are well-regulated throughout the process
● Fast and convenient
o Financial products can be uploaded and removed 24x7 online. Fast and simple operations reduce operation cost
● "Zero contact" online for a peace of mind
o Full online operation, zero-touch services availability during the epidemic outbreak
Scenario Three
◆ How to provide convenience for customers who cannot go out but need money urgently during the epidemic?
◆ How can financial institutions solve customers’ frozen funds during the epidemic?
◆ How can charity fraud be prevented during the epidemic?
◆ How to perform online large-value transactions?
Digital Risk Control
Sunline's big data intelligent risk control platform integrates online and offline massive data, including third-party data to build a scientific risk model. The platform conducts anti-fraud identification, judgment assessment and comprehensive scoring for the entire customers’ loan application process. An intelligent risk management and control allow accurate real-time decision making, helping financial institutions to provide inclusive benefits to individuals and SMEs online.
Sunline distributed platform processes large amounts of data daily and via a scientific credit risk system self-learning model, comprehensively analyzes risk data and applies risk strategies to accurately monitor the entire loan process, providing early warning and stopping transactions accordingly. A real-time risk monitoring and decision-making helps financial institutions minimize risks online especially during the epidemic.
Through its own mobile client platform, Bank of China’s Connect uses Sunline’s technology to strengthen its online risk auditing capabilities, accurately identifying as well improving accuracy and execution rate, empower financial risk control with financial technology, and help banks launch small, medium and micro enterprises online Financing business.
Product Highlights
● Intelligent services
o Adopting cutting-edge technologies like big data and AI enable risks identification and credit scoring and providing intelligent services to customers
● Safe and well-regulated
o Using an advanced risk control model, 360-degree risks identification during the entire process of marketing, customer acquisition, approval, lending, return visits and collections
● "Zero contact" online for a peace of mind
o Provide customers with full online automated credit services, zero contact without leaving home during the epidemic outbreak
● Fast and convenient
o Online application, automatic approval, convenient loan, flexible repayment etc.
Scenario Four
◆ How to promote products to customers without them needing to going out during the epidemic?
◆ How to promote benefits for customer referral during the epidemic?
◆ How can customers enjoy preferential loan fee reductions during the epidemic?
◆ How can customers make use of their spare time at home to get free memberships through investment?
Intelligent Marketing
Sunline’s intelligent marketing via big data analytics provides financial institutions with an omni-channel marketing service functions to assist them in customer acquisition as well as customer retention with intelligent marketing tools. Sunline’s Distributed Financial Cloud Services Platform operates according to data analysis to achieve fast and accurate market positioning, intelligently providing suitable services and product to customers, increasing customers acquisition and retention.
As a mobile services platform, Finline actively market its platform online through chat tools, social media, video platforms, websites, public accounts, etc. to expose the financial services to millions of users. Banks and financial institutions can acquire customers online, while customers can easily enjoy online financial services at home. At the same time, the platform also links to third-party platforms such as e-commerce, tourism and medical care.
Product Highlights
● Intelligent customer acquisition via precision marketing
o Based on big data and AI algorithms, banks and financial institutions predicts customer intent, identify high-quality potential customers and enable accurate marketing planning
● Online multi-channel marketing
o Efficient online marketing through chat tools, social media, video platforms, websites, public accounts, etc. to expose the financial services to millions of users
● Efficient and convenient anytime, anywhere
o 24x7 hour online marketing management with simplified marketing process. Efficient operations anytime, anywhere
● "Zero contact" online for a peace of mind
o Provide customers with full online automated marketing services, zero contact without leaving home during the epidemic outbreak
Scenario Five
◆ How to provide social services while avoiding cross-infection during the epidemic?
◆ How to quickly and effectively expand service channels during the epidemic?
Community Service Technology Management Tool
Finline provides technical support for banks through its own mobile client, assisting banks and financial institutions to launch community services on public accounts. The management terminal can generate a two-dimensional code to verify and manage community access information, allowing communities to drive social services online without the risk of cross infection.
Product Highlights
● Fast and convenient
o Products and be generated quickly and easily.
● Effectively expand service channels
o Can be used in all areas of bank and financial institutions’ branches, which greatly expands service channels.
● "Zero contact" online for a peace of mind
o Operate online to prevent personnel contact and be more secure
Sunline technologies empower financial institutions to carry out uninterrupted financial businesses, allowing customers to enjoy convenient financial services online without leaving their homes!
