Solution Overview
Internal Capital Adequacy Assessment Solution
Through the establishment of excellent risk identification, risk assessment, risk management, risk measurement models and a set of relevant governance, policy and business process systems and cooperation with pressure test and other methods and means, Sunline Internal Capital Adequacy Assessment Solution integrates risk management and capital management closely to carry on the dynamic management and planning of the capital. It also ensures that the result of risk measurement and management can connect organically with bank’s daily major business decisions and management process while meeting the second pillar of the compliance standards at the same time. In this way, the bank can plan ahead to improve its core competitiveness under the new competitive environment of interest rate liberalization and economic transformation.
Scheme architecture
Solution Advantages
A powerful capital econometric engine
Sunline Internal Capital Adequacy Assessment Solution supports complex sustained-release qualification identification and measurement of three different types of economic capital measurement
Flexible parameter management
Rich, flexible, configurable parameter management design to adapts to the versatility of economic capital measurement and assessment
Powerful implementation team
With an expert team and rich practical experience, Sunline have the ability to guarantee the project duration and quality
Sunline will provide training and guidance throughout the process
The whole process of promotion training and guidance has made the reform of smooth and effective performance management.
Solution Values
Strengthens the consciousness of capital constraint
It strengthens the scarcity of capital and opportunity cost, urges banks to focus on the transformation of management mode and promotes the optimization of asset structure as well as business structure and the improvement of operational benefits
Cultivates a comprehensive risk management awareness
By capitalizing the risk through economic capital management, the comprehensive measurement of risk can be achieved, the consciousness of sustainable development can be cultivated and the capital value can be maximized
Improve the performance appraisal
Performance appraisal introduces the concept of capital cost, which can truly reflect the profits of commercial banks and help bank managers clearly weigh operational risks and its returns
Quantifies the return rate on economic capital
RAROC technology provides support for commercial banks in formulating business development strategies by quantifying the return rate on specific product, business and regional economic capital
Product Composition
Internal capital adequacy assessment system
Related program recommendation
