Loan Accounting Solution

Solution Overview

Sunline Loan Accounting Solution supports the accounting business of loans in different scenarios and different formats to meet the accounting requirements of loans on Internet platforms and traditional personal loans; It also has a flexible, mature and extensible technical framework and a strong and complete trading and accounting function, which can provide good support for the future business development of cooperative loans on the bank's Internet platform and traditional proprietary loans.

Scheme architecture

Solution Advantages

Advanced architecture

Based on the self-developed technology system, a new generation microservices and unitize architecture is built to meet the banks’ requirements of low cost, high performance, rapid expansion and other aspects as well as future business development needs

Autonomous and controllable

Promoting the independent and controllable deployment and supporting domestic operating system, domestic database, domestic ARM chip server and domestic storage in all round, among which the database supports TDSQL, Gauss DB, Esgyn, Dameng and other systems

Interest rate liberalization

A sound interest rate liberalization mechanism is established to support multi-dimension arbitrary combination pricing of products, currencies, regions, institutions, channels, customer levels, terms and amounts to realize personalized pricing of interest rates

Loan products industrialization

It provides a unified loan product factory, supports the flexible customization of all loan products, ensures the efficiency and safety of the loan account opening services process and meets the future business development and transformation

Solution Values